9 Things You Need to Know Before You Apply Early Decision
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9 Things You Need to Know Before You Apply Early Decision

Female college student representing colleges where early decision makes the biggest differenceMost students will not submit Early Decision college applications for the same reason that most students will be accepted at their first choice school. Only 10% of all four-year colleges accept less than 40% of students. Since most students aren’t going to these colleges, there is no reason to apply Early Decision. Students generally apply Early Decision to improve the admission chances at a limited number of extremely competitive colleges. If you’re considering applying Early Decision, you need to understand the following:

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1. Early decision is binding.

This means that if you are accepted at a college through early decision, you agree to attend. The only reason to reject early decision is for inadequate financial aid. If accepted, you are required to withdraw your applications from any other schools.

2. You can only apply to one school early decision.

You are only supposed to apply one college through early decision. Colleges are no longer allow to formally consult with one another concerning applicants. However, it is still possible for schools to hear about students who have applied early decision at more than one school and these schools will reject the applicant.

3. Early decision is not the same as early action.

Early Action is not binding and students may apply to multiple schools through Early Action.

4. You will get your financial aid award information sooner.

Colleges that have Early Decision options will also provide you with your financial aid award before you have to accept. This means you’ll be completing you financial aid application earlier as well.

5. For the majority of colleges with low acceptance rates, you have a better chance of being admitted.

Early Decision is a big deal because students are more likely to be admitted under Early Decision at schools that have very low acceptance rates.  This is not true for all Early Decision schools. The list below shows the most competitive schools where Early Decision makes a difference.

6. Most colleges with an Early Decision advantage require the PROFILE financial aid form.

The majority of Early Decision schools use the PROFIlLE for financial aid. This means that the school may consider home equity, retirement accounts, and non-custodial parent information when calculating EFC. Therefore, it’s essential that families use the college’s net price calculator to estimate their net price for attendance before applying.

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7. Most Early Decision schools claim to meet 100% of need.

If you have a very low EFC and need generous financial aid, applying Early Decision at one of the schools that meet 100% of need makes sense.  However, be sure to use the school’s net price calculator and be prepared to pay your EFC. You should also check with the college to see if they consider PLUS loans as a way of meeting financial need. Another area to check is to see how they handle outside scholarships.

8. College that provide an Early Decision advantage aren’t as generous with merit aid.

Yes, in the vast majority of cases the college considers Early Decision applicants for all eligible aid. The reality is that they simply don’t offer that much merit aid because they don’t have to. These are schools with very low acceptance rates-they have no reason to offer generous scholarships to get students to attend. This is why students should not apply Early Decision if they want to compare merit offers from various schools.

9. You can decline Early Decision for financial reasons.

Students are allowed to decline Early Decision acceptance if they do not receive enough financial aid. The process will vary from school. Some will just accept a student notifying the admissions office while others might require supporting documents. The important thing to remember is that once you decline, you can’t change your mind. For example, if none of the other schools you apply to provide better financial aid, you cannot go back to the Early Decision school and ask to be accepted again.

The following list shows competitive colleges where applying Early Decision can make a significant difference. Jennie Kent and Jeff Levy compile Early Decision acceptance rates every year. Some schools aren’t included because of missing information. You can get their complete listing of Early Decision colleges here.  I’ve supplemented their list with information for the DIY College Search Spreadsheet.

Colleges Where Early Decision Makes the Biggest Difference


Link to spreadsheet listing colleges where early decision makes the biggest difference

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9 Things You Need to Know Before You Apply Early Decision

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