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FAQ: What is EFC (Expected Family Contribution)?

EFC stands for expected family contribution. This is the amount of money families are expected to pay for their students to attend college. Colleges and federal and state governments use the EFC to calculate a student’s financial aid award. The basic theory is that the lower your EFC, the bigger your financial aid award. A … Read more

10 Avoidable Financial Mistakes Parents Make When Planning for College

We have all heard the horror stories of college graduates with staggering debt and little hope of repaying it before retiring. The obvious cause of the problem is the seemingly ever-increasing cost of college. But here’s the thing. When you read the stories about graduates struggling with student loans after graduation, you’ll almost always see … Read more

Net Price Calculators: 8 Things You Must Know

When students start creating their college list, smart families make sure they use the Net Price Calculator on all possibilities before adding them to the final list. Net Price Calculators (NPC) provide families with the estimated price they will pay after deducting for gift aid. This is called the average net price. Essentially, NPCs provide … Read more

5 Things to do Before Completing Another College Recruiting Questionnaire

I know the college recruiting process can seem overwhelming. Maybe your kid made the high school team and is racking up stats that people are telling you are good enough for playing in college. So you start completing recruiting questionnaires on the various college athletic program websites. Or maybe making it to the college level … Read more

7 Key Signs of a Good College

There are over 1,600 four-year colleges in the United States. How do you begin to choose the good colleges you should apply to? To a certain extent, the definition of “good” will vary from student to student. However, there are seven things a college should have for it to be a good college for a … Read more

How Much Should Students Borrow for College?

Anyone who pays attention to the media has heard the alarming reports about student debt. In the United States student loan debt is about $1.7 trillion which exceeds the total credit card balance. Scary numbers. You would expect the question, “How much should I borrow for college?” to be the question that all students and … Read more

Should You Use an Athletic Recruiting Service?

As students and parents start to wade into the college athletic recruiting process, they’ll soon see all kinds of advertisements, websites, and offers from athletic recruiting services. All promise to help you with getting an athletic scholarship because, they’ll tell you, they have access to people and information that you don’t. And as the wading … Read more